Terms & Conditions

Effective date: 2025-10-10 — These Terms and Conditions ("Terms") govern your access to and use of the NKM Times website and services.

1. Acceptance of terms

By accessing or using NKM Times (the "Site") you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use the Site.

2. Changes to terms

We may modify these Terms at any time. When we make changes, we will update the "Effective date" above. Continued use of the Site after changes indicates your acceptance of the revised Terms.

3. Access and use of the Site

The Site and its content are provided for your personal, non-commercial use unless otherwise agreed. You agree not to:

  • Use the Site for illegal purposes or in violation of applicable laws.
  • Interfere with the security, operation or accessibility of the Site.
  • Attempt to access areas of the Site or servers that are not intended for public use.

4. Intellectual property

All content on the Site (text, graphics, logos, images, audio, video, and software) is the property of NKM Times or its licensors and is protected by copyright, trademark and other laws. You may view and share content for personal, non-commercial use, provided you retain all copyright and other proprietary notices. You may not reproduce, distribute, modify, create derivative works, publicly display, or commercially exploit content without prior written permission.

5. User-generated content

If you post, submit or publish content on or through the Site (including comments, guest posts or contributions), you grant NKM Times a non-exclusive, worldwide, royalty-free, transferable license to use, reproduce, modify, publish, translate, distribute and display that content in connection with the Site and NKM Times’ services. You represent and warrant that you have the right to submit such content and that it does not infringe third-party rights.

We may remove or refuse to publish any user content at our discretion and may terminate accounts that violate these Terms.

6. Subscriptions, payments and refunds

Where we offer paid subscriptions or products, additional terms may apply. Payment terms will be presented at purchase. Refunds, if any, are handled in accordance with the specific purchase terms; contact hello@nkm-times.example for assistance.

7. Links to third-party sites

The Site may contain links to third-party websites and services for your convenience. Those sites have their own terms and privacy practices. NKM Times does not endorse and is not responsible for the content or practices of third-party sites.

8. Disclaimers

The Site and all content are provided "as is" and "as available" without warranties of any kind, express or implied. While we strive for accuracy, NKM Times does not warrant that content is accurate, complete, reliable, current or error-free. Any reliance you place on such content is strictly at your own risk.

9. Limitation of liability

To the maximum extent permitted by law, NKM Times, its officers, directors, employees, agents, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Site, even if advised of the possibility of such damages. Our aggregate liability for direct damages arising from these Terms will not exceed the amount you paid to us in the prior 12 months, or if you did not pay us, $50 USD.

10. Indemnification

You agree to indemnify, defend and hold harmless NKM Times and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your breach of these Terms or your use of the Site.

11. Termination

We may suspend or terminate your access to the Site at any time for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. Sections that by their nature should survive termination will survive (for example: Intellectual Property, Disclaimers, Limitation of Liability, Indemnification).

12. Governing law and disputes

These Terms are governed by and construed in accordance with the laws of [Your Country/State]. You agree that any dispute arising from or related to these Terms or the Site will be brought exclusively in the state or federal courts located in [Your Jurisdiction], unless otherwise required by applicable law. Replace the bracketed placeholders with your preferred governing law and venue.

13. Privacy

Our Privacy Policy describes how we collect and use personal information. By using the Site you consent to collection and use as described in that policy.

14. Miscellaneous

  • If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in effect.
  • These Terms constitute the entire agreement between you and NKM Times regarding the Site, superseding any prior agreements.

15. Contact

If you have questions about these Terms, please contact us:

Email: hello@nkm-times.example